Twin Stablecoins
Twin Stablecoins are issued by Twin Finance S.A.S., a legal entity duly organized and regulated under the laws of the Oriental Republic of Uruguay. Twin's stablecoins are payment instruments, not investment products, not securities, and not legal tender. They do not entitle holders to yield, interest, or returns of any kind. Stablecoins are not guaranteed by any government, central bank, or deposit insurance scheme. Twin does not provide financial services or financial, legal, or regulatory advice to customers. Each customer is solely responsible for the services it provides to third parties, including obtaining any required licenses, registrations, or regulatory approvals, and for complying with all applicable laws and regulations in the relevant jurisdictions. The regulatory treatment of stablecoins and digital asset–related activities may vary by jurisdiction. Customers are responsible for understanding and complying with the laws and regulations that apply to them.

Twin Assets
Twin Assets Tokens are offered by Twin Finance Bermuda Ltd., a Segregated Account Company incorporated under the laws of Bermuda, with registration number 202403211, that holds a Class M Digital Asset Business License, issued by the Bermuda Monetary Authority. The assets referenced on twin.finance have not been registered under the US Securities Act of 1933 (the “Act”), as amended, or the securities or financial instrument laws of any other jurisdictions, and may not be offered or sold in the US or to US persons unless registered under the Act or an exemption from the registration requirements thereof available.

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