Everything you
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Twin provides documented APIs and technical support for platforms that want to integrate local stablecoin payments and settlement, or tokenized asset distribution. The integration process is designed to minimize what a partner needs to build independently. The compliance framework, custody architecture, and reserve management are handled by Twin. Partners connect through APIs to access the functionality. For integration requests, please complete this contact form.

The legal structure of Twin separates the issuer from the underlying assets. If Twin faces operational difficulties, the assets backing the tokens continue to exist independently. This structural separation is a core design principle, and a key reason why the legal framework and custody arrangement matter as much as the technology.

Twin's reserves are structured to be auditable by third parties. The assets backing stablecoins like ARGt, local currency balances, money market fund positions, and high-liquidity stablecoin buffers, are documented and held within a structure that includes segregated accounts and verifiable reserve records. Institutional partners can access reserve data as part of the integration process. The reserve structure and documentation are designed to allow independent verification of the assets backing the tokens.

Twin approaches trust through verifiable infrastructure: - Verifiable reserves: every token issued has auditable backing. - Institutional-grade custody: assets are held under professional custody arrangements with documented controls. - Regulatory alignment: Twin operates under a BMA License (Bermuda Monetary Authority), one of the reference licenses for digital asset issuers globally, and works actively with regulators in each market where it operates.

It's already happening at an institutional scale. BlackRock, Franklin Templeton, and Fidelity have tokenized products in production. The global RWA tokenized market is projected to exceed USD 16 trillion by 2030 (Boston Consulting Group). SVB's 2026 Outlook Report identifies tokenization as one of the core pillars moving crypto from experimentation to production infrastructure. Twin builds infrastructure that enables these instruments to be issued and distributed through blockchain-based systems.

The Bermuda Monetary Authority (BMA) License is a recognized regulatory framework for digital asset businesses. It provides regulatory oversight for real-world asset tokenization activities, offering partners clarity and confidence in the underlying infrastructure.

Twin’s tokenization infrastructure focuses on global investment-grade assets such as U.S. Treasury bills (T-bills), global money market funds, ETFs tracking indices like the S&P 500, and international fixed income. All tokenized assets are issued issued under Twin’s regulatory framework supported by the BMA Digital Asset Business License.

Tokenization is the process of representing a real-world asset, such as a government bond, a money market fund, or a global ETF, as a digital token on the blockchain. Twin issues these tokens under its regulatory framework, creating compliant onchain representations of global investment assets. Financial platforms can integrate these tokens to provide access to global investment assets through blockchain-based infrastructure.

Institutional-grade means the infrastructure is built to the standards that regulated financial entities require: verifiable reserves with third-party auditability, compliance frameworks aligned with applicable regulations, and documented APIs with enterprise-level reliability. It means a bank, exchange, or asset manager can rely on Twin's rails without reputational or operational risk.

A platform working with Twin can: - Integrate local stablecoins directly. - Enable 24/7 payments and transfers in local currency without depending on banking hours - Settle cross-currency flows on-chain with fewer intermediaries. - Access documented APIs and technical support to integrate without building the compliance and custody layer from scratch.

Most on-chain financial activity happens in USD-denominated stablecoins, which introduces FX friction for every transaction denominated in local currency. Contracts, payroll, supplier payments, and retail transactions in pesos don't need to route through the dollar. ARGt provides a local settlement layer on-chain, removing conversion steps, reducing costs, and allowing platforms to operate in local currency with the efficiency of blockchain infrastructure.

No. ARGt does not provide interest or yield to holders. ARGt is a payment and settlement stablecoin and does not accrue returns by simply being held. ARGt may be supported by independent distribution partners who, at their sole discretion, may offer promotional programs within their own platforms. Any such programs are governed by the terms of the respective partner and are not a feature of ARGt itself. Holders may also choose to use ARGt within third-party DeFi protocols. Any returns in those environments are determined by market conditions and protocol mechanics. Participation is entirely optional and involves risk. Twin does not sponsor, guarantee, or control third-party protocols.

ARGt is the Argentine peso stablecoin issued by Twin. It maintains a 1:1 parity with the ARS and is backed by real, auditable assets held in short-term, high-quality cash equivalents. ARGt is designed for payments and settlement and can move 24/7 on-chain. ARGt is the first live proof of Twin's infrastructure in production, currently distributed through partners like Belo and available for integration within DeFi ecosystems.

A fully-backed local stablecoin is a digital token pegged 1:1 to a local currency, where every token in circulation is backed by real, auditable assets of equal or greater value. Twin's stablecoins can be backed by local money market funds, local currency balances, and high-liquidity stablecoins like USDT and USDC as additional liquidity buffers.

Twin builds infrastructure across emerging markets, enabling local currency stablecoins and tokenized access to global investments. The first live use case came from Argentina: ARGt, the Argentine peso stablecoin, is in production and available through partners like Belo, with expansion to decentralized markets coming soon.

Three types of users work with Twin: - Exchanges, wallets, and fintechs: that want to integrate fully-backed local stablecoins for payments and settlement, and offer access to tokenized global investment assets within their platforms. - Asset managers and distributors: that want to access global investment exposure through tokenized instruments and distribute them through financial platforms. - Crypto-native protocols and DeFi users: seeking infrastructure to transact in local currency within decentralized markets.

Twin connects emerging local financial markets with the openness of decentralized infrastructure through compliant stablecoin issuance and asset tokenization rails.

Twin is institutional-grade infrastructure for the on-chain financial system. We build two core products: - Fully-backed local stablecoins for payments and settlement. - Tokenized access to global investments. Twin provides the rails that exchanges, wallets, fintechs, and asset managers build on and integrate.