Twin: building financial infrastructure for LATAM on-chain
Global finance is gradually moving toward onchain infrastructure. Payments, settlement, and asset distribution are increasingly being executed through blockchain networks as part of a more open and programmable financial architecture.
Within this shift, Latin America has become one of the regions with the highest adoption of digital assets globally. At the same time, much of the region’s financial infrastructure still relies on fragmented systems, limited operating hours, and multiple intermediaries.
Twin builds financial infrastructure designed to operate in this new environment.
Twin connects real-world financial assets with blockchain systems through two core components:
- Fully-backed local stablecoins designed for payments and settlement
- Tokenized global investment assets
These systems allow financial platforms to integrate digital financial instruments directly into their own products.
Twin’s two core products
Fully-backed local stablecoins
Twin issues local-currency stablecoins for LATAM markets, maintaining a 1:1 parity with the underlying currency.
These tokens are backed by real financial assets such as:
- money market funds
- short-term sovereign debt instruments
- local currency balances
- high-liquidity stablecoins such as USDT and USDC, depending on the jurisdiction.
ARGt, the Argentine peso stablecoin, is the first product in this category. It is already live and distributed through independent integrators such as Belo.
Tokenized global investments
Twin also develops infrastructure for issuing and distributing tokenized global financial assets.
These may include:
- U.S. Treasury bonds
- ETFs
- Equities
- Global fixed-income instruments
Through tokenization, financial platforms can offer exposure to these assets directly inside their own applications.
Who builds on Twin?
Exchanges, wallets and fintech platforms
Platforms that want to integrate local stablecoins for payments and settlement and offer tokenized global investments within their products.
Twin provides APIs and integration support so integrators can connect to the infrastructure without building the entire system themselves.
Crypto-native protocols and DeFi users
Protocols and users already operating on blockchain that require infrastructure to transact in local currencies.
For this segment, Twin connects LATAM financial markets with the broader decentralized ecosystem.
Asset managers and distributors
Asset managers seeking to offer tokenized exposure to global investment assets and distribute those products through financial platforms.
Principles guiding the infrastructure
Transparency
Every token issued through Twin documented and auditable backing.
Technical reliability
The infrastructure follows defined engineering standards, including smart contract audits and security practices designed to support stable operations.
Architecture aligned with the on-chain transition
Twin’s systems are designed for a financial environment where payments, settlement, and asset distribution increasingly operate on blockchain networks.
The market context
Tokenized real-world assets (RWA) have become one of the fastest-growing segments within the blockchain ecosystem.
Global asset managers such as BlackRock, Franklin Templeton, and Fidelity already operate tokenized investment products.
Supporting these instruments requires infrastructure capable of handling issuance, custody, and distribution within blockchain-based financial systems.
Latin America combines high digital asset adoption with limited infrastructure capable of integrating these new financial instruments.
Twin builds infrastructure designed for that environment.
Frequently asked questions
Does Twin already have products in production?
Yes. ARGt, the Argentine peso stablecoin, is already live and available through integrators such as Belo. It represents the first production deployment of Twin’s infrastructure.
Is Twin regulated?
Twin operates under the BMA Digital Asset Business License (Bermuda Monetary Authority). This regulatory framework enables the issuance of tokenized assets under a recognized digital asset regulatory structure. Twin also works with regulatory bodies in the markets where it operates.
*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness